Florida Salute Our Soldiers Program Checklist

A step-by-step checklist for consumers applying for the Florida Salute Our Soldiers Program in 2025.

Confirm Your Eligibility

Ensure you are an active-duty service member, honorably discharged veteran, or member of the National Guard to qualify for the program.
Verify that your household income meets the program’s maximum limits, which vary based on family size and county.
Confirm that your credit score meets the program’s minimum requirement, typically 640 or higher, though additional requirements may be outlined by your assigned Loan Officer.
Verify that the property you plan to purchase is within the program’s price limits and will serve as your primary residence.

Provide proof of military service, such as a DD-214 form, military ID, or an official letter verifying your eligibility.
Collect proof of income, including recent pay stubs, W-2 forms, or other earnings verification documents.
Gather tax returns for the last two years, including all schedules and attachments.
Obtain recent bank statements covering the past two to three months for all financial accounts.
Prepare property details, such as the address, purchase agreement, and sale price.
Compile any additional documents requested by your Loan Officer, such as verification of debts, liabilities, or proof of assets.

Your assigned Loan Officer is available to guide you through the Florida Salute Our Soldiers Program application process.
Schedule a meeting or phone call with your Loan Officer to review program requirements, confirm your eligibility, and discuss the necessary steps to complete your application.
Ask any questions about the program benefits, required documentation, or the approval process.
Follow your Loan Officer’s guidance to gather and submit all required materials accurately and promptly.

Collaborate with your Loan Officer to accurately complete your application for the Salute Our Soldiers Program.
Submit all required documents to verify your eligibility for the program’s assistance benefits.
Review your application with your Loan Officer to ensure it is complete and free of errors before submission.
If required, attend a homebuyer education course to fulfill the program’s requirements.

Sign all necessary documents provided by your Loan Officer to secure your participation in the program.
Prepare to cover any additional costs not included in the program assistance, such as closing fees or prepaid items.
Receive confirmation of your enrollment and detailed instructions on how the assistance will be applied to your mortgage or related costs.

Ensure that the purchased property remains your primary residence for the duration required by the program guidelines.
Notify your Loan Officer immediately if you plan to sell, refinance, or make changes to your mortgage, as these actions could impact your program benefits.
Stay updated on program requirements or changes to maintain compliance and retain your assistance benefits.