Bootcamp For Buyers

First Time Homebuyer Programs in Kansas

Kansas provides several programs to help first-time homebuyers through the Kansas Housing Resources Corporation (KHRC) and other local initiatives. These programs offer financial assistance and affordable mortgage options tailored to new buyers.

First Time Homebuyer Program

The First Time Homebuyer Program provides down payment and closing cost assistance for eligible buyers.

  • Offers up to 20% of the purchase price in assistance, capped at $15,000.
  • Structured as a forgivable loan, forgiven over 10 years of homeownership.
  • Income limits and other eligibility criteria apply based on household size and location.

Moderate Income Housing (MIH) Program

The Moderate Income Housing Program supports homebuyers in rural communities.

  • Provides funding for down payments, closing costs, or home rehabilitation.
  • Eligibility depends on income limits and housing needs in specific communities.
  • Must be used for primary residence purchases only.

Local Assistance Programs

In addition to statewide initiatives, many Kansas cities and counties offer first-time homebuyer assistance programs.

  • Programs vary by location and may include grants or low-interest loans.
  • Designed to support buyers with down payments or closing costs.
  • Contact your local housing authority for specific opportunities.

Kansas’s first-time homebuyer programs provide the financial tools and resources needed to make homeownership more attainable. Explore these options and take the first step toward owning your dream home in the Sunflower State.