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South Dakota Governor’s House Program

The South Dakota Governor’s House Program, administered by the South Dakota Housing Development Authority (SDHDA), is designed to provide affordable, energy-efficient housing for low- and moderate-income households. This program offers high-quality homes at reduced costs, helping residents achieve stable and sustainable homeownership.

Benefits

  • Provides affordable, pre-built homes designed to meet the needs of low- and moderate-income households.
  • Offers energy-efficient designs, reducing long-term utility costs for homeowners.
  • Homes are available in multiple configurations, including two-bedroom and three-bedroom models, to accommodate various household sizes.
  • Encourages long-term housing stability and equity building for eligible participants.
  • Supports community development by making homeownership attainable for more residents.

Eligibility Requirements

  • Applicants must meet income limits, which vary based on household size and property location within South Dakota.
  • Homes must be placed on permanent foundations and used as the buyer’s primary residence.
  • Participants must meet program-specific requirements, such as proof of need and ability to maintain the home.
  • Local governments and nonprofit organizations may also qualify to purchase homes for community housing initiatives.
  • Applicants must complete a homeownership education course approved by SDHDA.

Additional Information

The South Dakota Governor’s House Program is a unique initiative aimed at providing affordable and sustainable housing options for residents in need. By offering high-quality, energy-efficient homes at reduced costs, the program empowers eligible buyers to achieve stable housing and invest in their futures. Administered by the South Dakota Housing Development Authority, this initiative strengthens communities and promotes equitable homeownership opportunities across the state.

Frequently Asked Questions About Our Program

What is the South Dakota Governor’s House Program?

The South Dakota Governor’s House Program provides affordable, energy-efficient homes for low-to-moderate-income families, seniors, and individuals with disabilities, helping them achieve homeownership at a reduced cost.

Who qualifies for the Governor’s House Program?

Eligibility is based on household income, assets, and whether the applicant meets specific criteria such as being a senior, a person with disabilities, or a family within the program’s income limits.

What is the cost of a Governor’s House?

As of 2025, the price of a two-bedroom Governor’s House is approximately $65,000, while the three-bedroom model costs around $75,000. Additional costs for delivery and site preparation may apply.

What are the income limits for this program?

Income limits vary by household size and are designed to assist low-to-moderate-income individuals and families. Limits are reviewed annually to reflect economic conditions.

What features are included in a Governor’s House?

Governor’s Houses are designed to be energy-efficient and include features such as insulated walls, energy-saving windows, and modern heating systems. The homes also include basic appliances and plumbing fixtures.

Can I customize the design of the Governor’s House?

Customization options are limited, as the homes are built with standardized designs to keep costs low. However, buyers can make additional modifications after purchase, as long as they comply with local building codes.

What are the size options for a Governor’s House?

The program offers two models: a two-bedroom home with approximately 1,008 square feet and a three-bedroom home with around 1,200 square feet of living space.

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Are there asset limits for program eligibility?

Yes, applicants must meet asset limitations to qualify. This includes limits on liquid assets such as savings and investments, ensuring the program serves those most in need.

Is the program available statewide?

Yes, the Governor’s House Program is available to eligible applicants throughout South Dakota, with homes delivered to the buyer’s chosen site.

What is required for site preparation?

Site preparation includes foundation installation, utility connections, and ensuring the land meets program requirements. Buyers are responsible for these costs and arrangements.

Are there financing options for purchasing a Governor’s House?

While the program does not directly provide financing, buyers may seek loans or grants through local lenders or assistance programs to help cover the costs.

What are the energy efficiency benefits of a Governor’s House?

Governor’s Houses are built with energy-efficient materials and systems, which help reduce utility costs and support environmentally friendly living.

Can I use the home as a rental property?

No, Governor’s Houses must be owner-occupied and cannot be used as rental properties. This ensures the program supports individuals and families seeking stable homeownership.

How is the home delivered to my site?

The home is constructed off-site and transported in one piece to the buyer’s prepared location. Delivery logistics and associated costs are coordinated with the program.

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Can seniors or individuals with disabilities apply?

Yes, the program specifically welcomes applications from seniors and individuals with disabilities who meet the income and asset eligibility requirements.

What happens if my financial situation changes after purchase?

Once the home is purchased, changes in financial circumstances do not affect ownership. However, the buyer must comply with program rules, such as maintaining the property as their primary residence.

Are there additional costs beyond the home’s purchase price?

Yes, additional costs may include site preparation, foundation installation, utility hookups, and delivery fees. Buyers should plan for these expenses when budgeting for the home.

Can I purchase a Governor’s House if I own other real estate?

Eligibility typically requires that applicants do not own other suitable housing. Exceptions may apply under certain circumstances, such as financial hardship or unsuitable living conditions.

What is the process for applying to the Governor’s House Program?

Applicants must complete an application form, provide proof of income and assets, and meet with program representatives to review eligibility and requirements.

What are the benefits of the Governor’s House Program?

The program offers affordable, energy-efficient homes, helping families and individuals achieve stable homeownership while reducing long-term housing costs.

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