Bootcamp For Buyers

First Time Homebuyer Programs in Washington DC

Washington DC promotes an array of dynamic first-time homebuyer programs through the DC Department of Housing and Community Development (DHCD). These programs provide valuable financial support, loan options, and resources to simplify your homeownership journey.

Home Purchase Assistance Program (HPAP)

The HPAP program offers flexible loans for eligible first-time buyers.

  • Provides interest-free loans to support down payment and closing costs.
  • The loan amount depends upon the buyer's income, family size, and the amount of assets.
  • Offers up to $84,000 in gap financing assistance.

Employer Assisted Housing Program (EAHP)

The EAHP initiative provides monetary support for District government employees purchasing their first home in Washington DC.

  • Offers eligible employees a deferred, 0% interest loan and a matching funds grant.
  • Maximum loan is $20,000 and matching funds grant is up to $5,000.
  • Employees must agree to remain as District government employees for a certain number of years.

Washington DC’s innovative first-time homebuyer programs ensure that owning a home is more attainable and affordable. Explore these programs to find the one that perfectly fits your needs and start your exciting journey towards owning a beautiful new home in the nation's capital.